Mortgage / Charge Registration & Release

Register or close a lien on property — cleanly recorded and reflected in the EC. When you take or clear a loan against property, the charge must be registered — and, once repaid, formally released — so the encumbrance record is accurate. A charge left open after repayment silently blocks your next sale or loan. NOS registers and releases charges and confirms the EC reflects it.

Telangana & Andhra PradeshUpfront pricingSLA-tracked100% remote

Start Mortgage / Charge Registration & Release

Understand the service

What does a real release involve?

When you take a loan against property, the lender creates a mortgage or charge — a registered mortgage, or an equitable mortgage recorded by deposit of title deeds (MODT). When the loan is repaid, clearing it isn't automatic. The encumbrance is only removed when the right instrument is registered at the Sub-Registrar (a Deed of Reconveyance, or Deed of Release / Cancellation of MODT), the lender records satisfaction of charge at CERSAI, and the change reflects on the EC. A case is only truly "released" when your deeds are back, the SRO release is done, CERSAI shows satisfied, and the EC is clean. We also handle fresh registrations, partial releases, assignments and corrections.

How it works on the ground

The government process is scattered across portals, offices and paperwork. NOS turns it into one guided flow.

The reality on the ground

What you face today in TG & AP

4 hurdles

Mortgages and their release are recorded at the Sub-Registrar; banks often don't file the release for you.

An un-released, repaid loan still shows as an encumbrance on the EC for years.

Correct deed drafting, stamp duty and the lender's NOC are all required and easy to get wrong.

Coordinating the bank, the SRO and the paperwork is near-impossible from abroad.

The NOS way

One guided flow — fully remote

6 steps · one flow

01Instant online assessment
Answer a short questionnaire and see your case category, red flags, price estimate and timeline — before you pay anything.
02Built for both states
TG / AP rule-packs apply the exact process, documents and fees automatically.
03A dedicated case manager
Matched to your region and language — plus expert review for complex or high-risk cases.
04Secure document vault
A dynamic checklist per case; we arrange drafting, attestation and apostille so you never have to fly down.
05Transparent quote, secure payment
Pay online (INR, NRI cards & UPI) — no Demand Drafts, no counter queues.
06We file and see it through
Government submission handled for you, with live status, SLA-backed timelines & escalation, and in-app messaging — ending in your verified document.

one flow, tracked end to end

Step 01 of 06

Instant online assessment

Answer a short questionnaire and see your case category, red flags, price estimate and timeline — before you pay anything.

one flow, tracked end to end

Know before you pay

Free viability check with your category & price estimate up front — no surprises.

One case manager

A single point of contact, matched to your region & language, start to finish.

Truly remote

Drafting, attestation, payment & government filing handled — zero counter visits.

What we handle

Release a repaid mortgage Cancel a MODT Remove a bank charge Partial release (one plot) Register a mortgage / MODT Loan-closure update CERSAI satisfaction Clean EC confirmation Deed custody & return

How it works

01
Step 1
Free feasibility check
Tell us whether you're registering or releasing, and the loan status. A fully-repaid release with documents in hand is the fixed-price fast lane.
02
Step 2
Case Manager assigned
A dedicated Case Manager is assigned and you can message them right away — before you pay.
03
Step 3
Bank + SRO + CERSAI
We coordinate the lender (NOC, deeds), register the reconveyance / MODT cancellation at the Sub-Registrar, and record satisfaction of charge at CERSAI.
04
Step 4
Clean title confirmed
Delivered
You get the registered release, satisfaction at CERSAI, your original deeds back, and an updated EC showing the encumbrance cleared — stored in your dashboard.

What you'll typically need

Whether you're registering or releasing, and the loan repayment status
The lender and loan details — sanction / closure dates, account number
The mortgage deed / MODT, loan-closure certificate or NOC, and the EC
The property — survey / sub-division or address, and the deed registration number

A release can't proceed while a loan is still outstanding, or while a court stay or Section 22-A flag is on the property — we'll flag that honestly and tell you what needs to clear first.

Made for NRIs. No trips home. No local runaround. No language barrier. Manage the entire process from your phone, in your own timezone — while NOS handles the counters, the paperwork and the follow-ups.

Ready to start?

The feasibility check takes about two minutes and is completely free.