Encumbrance Certificate

Proof a property is free of mortgages, liens and disputes — pulled and read for you. An EC lists every registered transaction on a property for a chosen period — sales, mortgages, gifts, court attachments. It is the single most important due-diligence document before buying, lending against, or selling. NOS procures the EC from the Sub-Registrar and interprets what it actually means for your deal.

Telangana & Andhra PradeshUpfront pricingSLA-tracked100% remote

Start Encumbrance Certificate

Understand the service

What is an Encumbrance Certificate?

An EC lists the registered transactions on a property over a chosen period — sales, gifts, mortgages, liens and other charges. It's essential proof that a property is free of (or carries) encumbrances, and banks, buyers and courts routinely require it. For records after 1983 it can usually be retrieved online in days; older records need a manual search at the Sub-Registrar office — we handle both, end-to-end.

How it works on the ground

The government process is scattered across portals, offices and paperwork. NOS turns it into one guided flow.

The reality on the ground

What you face today in TG & AP

4 hurdles

Issued by the IGRS / registration department per SRO; the period and property identifiers must be exact or entries are missed.

A 'nil' EC can still hide unregistered charges, sada-bainama holdings or pre-computerisation gaps.

Interpreting entries — releases, part-releases, court attachments — needs legal reading, not just a download.

NRIs can't reach the SRO counter or judge whether an EC is truly clean before wiring funds.

The NOS way

One guided flow — fully remote

6 steps · one flow

01Instant online assessment
Answer a short questionnaire and see your case category, red flags, price estimate and timeline — before you pay anything.
02Built for both states, every land type
TG / AP rule-packs apply the exact process, documents and fees automatically.
03A dedicated case manager
Matched to your region and language — plus expert review for complex or high-risk cases.
04Secure document vault
A dynamic checklist per case; we arrange drafting, attestation and apostille so you never have to fly down.
05Transparent quote, secure payment
Pay online (INR, NRI cards & UPI) — no Demand Drafts, no counter queues.
06We file and see it through
Government submission handled for you, with live status, SLA-backed timelines & escalation, and in-app messaging — ending in your verified document.

one flow, tracked end to end

Step 01 of 06

Instant online assessment

Answer a short questionnaire and see your case category, red flags, price estimate and timeline — before you pay anything.

one flow, tracked end to end

Know before you pay

Free viability check with your category & price estimate up front — no surprises.

One case manager

A single point of contact, matched to your region & language, start to finish.

Truly remote

Drafting, attestation, payment & government filing handled — zero counter visits.

What we handle

Property sale / purchase Bank loan Due diligence Legal verification Ownership verification Court requirement Current EC (recent) Historical / full-history search Certified / digitally-signed copy

How it works

01
Step 1
Free feasibility check
Answer a few questions and get an instant likelihood, category and price — most recent, document-numbered requests are the fast lane.
02
Step 2
Case Manager assigned
A dedicated Case Manager is assigned and you can message them right away — before you pay.
03
Step 3
We retrieve the EC
Online retrieval for post-1983 records; a guided manual search at the Sub-Registrar for older or pre-digitisation records.
04
Step 4
EC delivered
Delivered
Your Encumbrance Certificate plus a plain-language search summary, delivered to your dashboard (or couriered).

What you'll typically need

Registered document number & year — if you have them (fastest, most reliable)
Otherwise, survey / plot / flat number and full property address
The period you want searched (or we'll recommend one for your purpose)
ID proof (passport / OCI for NRIs)

Don't have the document number? No problem — "not sure" is a valid answer to every question, and we can search by property details. The feasibility check tells you exactly what to expect.

Made for NRIs. No trips home. No local runaround. No language barrier. Manage the entire process from your phone, in your own timezone — while NOS handles the counters, the paperwork and the follow-ups.

Ready to start?

The feasibility check takes about two minutes and is completely free.